October 12th, 2005
|09:07 am - Money, ends, and justifying the meeting.|
I'm very amused today. I was looking at my finances, as I'm very likely to do every so often, and was surprised to see that, even though I've entirely cut back on purchases outside of groceries, gas, and about $15 of miscellanious items per week, I simply cannot make ends meet.
Now, it's not like I'm going to starve, or that I won't make all my payments. I'm just going back to eating a bit lighter, not dining out very often, and I may be making a few payments a few days late.
I'm still reeling financially from the change from monthly pay to bi-weekly pay back in May, as well as the increase in my housing costs that same month. I cut festivals out of my plans as things got tighter and stopped traveling. Next year, I'll be skipping a few festivals I attended this year, for sure.
I would be completely unable to go to Walking With Fire if I hadn't managed a loan for it. Fortunately, with tickets bought and paid for (and only one dinner owed to make up the last eleven dollars), I'm set on festivals for this year, and will have attended all the festivals that I felt were vital to making this a good festival year.
Now, I'm not complaining about my expenses. When you have a house payment, a car payment, and regular utilities, you need to be prepared for those things. Car insurance and regular maintenance come with owning a car (not having money for those things means you don't have money for a car). Pets come with yearly shots and vet visits as well as regular food (again, if you can't afford these, you shouldn't have an animal).
At this point, I haven't missed any payments because I've actually, surprisingly been that up on my budgeting and finances. And that's scary.
But by the end of the week, this situation is almost certain to have changed.
So I've been looking at second jobs, and thinking about what a second job would mean. I've listed out things that would probably be affected, and taken careful stock of them.
The Grove: This is my largest concern for obvious reasons. I've committed to two more years as a Senior Druid, and as long as I'm in that position, the Grove is my highest priority. Which means that I need to keep my Thursday nights free for business meetings and my Sundays free for rituals.
PSA: This is one night a week, so scheduling around it shouldn't be hard. Then again, I've been considering my involvement in the PSA. Much as I love it, it's running strong and hasn't needed me for a long time. Besides, I can always keep an eye on it via email.
My first job: My work for OIT can't suffer. Not one bit. Ohio State has been remarkably good to me in the long run, and I owe it to them to provide the same quality of work (if not better) as I do now. Low morale is no excuse for poor performance.
My social life: Esh, I couldn't fuckin' care less. Being single has some serious advantages when it comes to time.
My health: again, esh. Whatever. I got better things to do than worry about that.
In general, I'm looking at things that take little to no previous skill: stocking items at a lumber yard or home improvement store (always good exercise), working fast food (good for practicing simple addition and subtraction), or maybe amature night at the local male strip club.
Hell, I might be joking about that last one.
But something has to give, and it appears that it's going to be me :) One of those things that just has to be done, I suppose.
And yes, I'm also looking for a job that pays better. This needs a much faster solution, though. I'm not officially decided on getting a second job. . . but my situation may decide I need to for me.
If we couldn't laugh we would all go insane
Current Mood: busy
Current Music: "Spending Money", -JB
You know, you do seem to spend an amazing amount of money on your friends. Didn't you just spend a ton sending out sweet packages, for example? See, the problem is you're nice! And generous! And not miserly enough! Maybe you should cut back on spoiling us kids for a while until you are all taken care of. Seriously, you being able to eat and pay the bills is most important. You'll just have to make up for it later (hehe, jk.)
As for a second job, hmmmm. You'd do well at Greif with all the computer stuff, but as it is annoyingly far away and the same hours as your other job, no can do. Besides, I don't know that they'd let you work from home sometimes as they do me. :\
Have you thought about making your other job somewhere on campus? See, I don't know pay ranges, but it could save you a lot on gas and you could not waste time driving to and fro if you grabbed another job at OSU. Or I guess just somewhere nearby, there are a million places around.
As for stuff that's not close, well, could be better. Derno. I could definitely see a Home Depot being pretty good. Weifei works in the library; Anji works at the state house; Ashley works at an Olive Garden and pretty much makes a killing. If that doesn't bother you, you should try it... Seeing as you're a.... what's that word...? HOTTIE!... you could make a lot waiting tables as well. That's the job I'd most likely pick up if interning wasn't enough. Which it probably won't be come winter, eep. Or then, there's always maintenance and things.
*nods* Yet I budget all that beforehand. The packages have been in the budget for weeks. In those cases, I'm spending cash that's been saved up from that $15/week.
|Date:||October 12th, 2005 03:11 pm (UTC)|| |
That's like the price of three meals. See, you're too nice! Stop spending money on us! :)
Aghhhh damn LJ logs me out every time I close my browser some days. I am NOT anonymous! I refuse to be just another face in the crowd.
*shakes fist at LiveJournal*
Whatever, you faceless automation.
|Date:||October 12th, 2005 03:21 pm (UTC)|| |
I can't lie anymore...
I'm really a bot. You caught me.
Sorry I never told you.
|Date:||October 12th, 2005 03:24 pm (UTC)|| |
Re: I can't lie anymore...
It's okay. I've always suspected as much. It certainly explains a lot, like how you were never seen in the same room as Anna from PSA, or how you never actually sang in any of your posts, and how your newspaper-lined LiveJournal isn't covered in wren-droppings.
|Date:||October 12th, 2005 03:26 pm (UTC)|| |
Re: I can't lie anymore...
Ah, my 1's and 0's are so transparent!!
But, don't knock me for being digital... I mean, how come it's okay for cuckoos to be mechanical and not for wrens to be digital?
|Date:||October 12th, 2005 03:30 pm (UTC)|| |
Re: I can't lie anymore...
Never said it wasn't okay. Just pointing out that it makes sense now.
Of course, I don't own any cuckoo clocks, but I friended you. Obviously, I value a digial wren more than a mechanical cuckoo.
|Date:||October 12th, 2005 03:31 pm (UTC)|| |
Re: I can't lie anymore...
Three more like you and I win a digital toaster!
Yes, it is the price of 3 meals. Which is why it's easy to save: I can eat much cheaper if I don't eat out at Wendy's, and simply not eating out saves me $5.
But then the question becomes, if I can't spend my money on my friends, is it actually worth anything? Why even collect it?
For shizzle. But then, we have to ask ourselves, what worth can we assign to gifts you may give us if you yourself are not happy? That's what we really, really want. We have to know that you are taking care of yourself first (and not skimping!) before you take care of us. Believe me, we can take care of ourselves. And we know you love giving (who doesn't? :)) but that doesn't mean you saying giving makes you happy is enough for us to say, "Oh, okay, he's totally happy!" without making sure you're taken care of, too.
Or at least, that's how we WOULD feel if we weren't robots and we had feelings. ;)
Ah, but you seem to be thinking that I feel that I'm having trouble, or scraping along. No, I'm just looking at this honestly: If I want to provide for myself at the level I wish to, I will likely need a second job.
Can I cut back on more? Yes.
But I'm making the choice to do more work, rather than cut back. It makes more sense to me to work harder, rather than stop living at my current level of expense.